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How it Works

eLayaway makes it easy for you to buy the products and services that you want by paying for them through manageable monthly payments that you set. Our intuitive calculator allows you to break down your order’s purchase price over 3 to 13 monthly payments. eLayaway will automatically deduct the payments from your bank account and you will receive your order once it's paid in full. Use eLayaway to plan and budget for holiday purchases, anniversaries, birthdays, vacations and more!


1. Register

It’s quick, easy and FREE! All you need is an active bank account. No credit check required! Click here to register now! NEW! With eLayaway Advantage™ you can improve your FICO Expansion Score using eLayaway. Details here.

2. Shop

Shop at the eLayaway Mall or visit one of over 1000 merchants that offer eLayaway. Select the items you want and choose eLayaway; as your payment option. Our payment calculator makes it easy for you to set up your payment terms.

3. Make Payments

Payments are automatically deducted from your bank account. Check your order status or adjust your payments online in a secure environment.

4.Receive Products

Receive the product shortly after your last payment. The best part, it’s paid in full... NO DEBT.