Benefits
Introducing, the payment alternative that offers...
- Free Membership
- Becoming a member is free and easy. Click here to join.
- More Buying Power
- eLayaway offers a safe and affordable payment alternative without tying up your credit or subjecting the purchase to high-interest credit card fees.
- No Credit Checks or Special Qualifications
- Anyone 18 years old or older can join. All you need is an active bank account.
- Freedom From Credit Cards
- If you are near or beyond your credit limit or simply want to avoid high interest credit card fees, eLayaway is the smart choice for you.
- Flexible Payment Schedules
- Similar to traditional layaway, eLayaway lets you make regular payments towards merchandise, with delivery upon payment in full. Payments are automatically deducted from your bank account.
- A Tool for Planning Ahead
- eLayaway makes it easy for smart shoppers like you to plan ahead and buy items such as gifts, electronics, appliances, travel packages, and more…
- No Hidden Charges or Mounting Interest
- eLayaway makes shopping painless by eliminating hidden charges and monthly interest fees. Members pay a flat transaction fee of just 1.9% on the initial purchase price (that’s $1.90 for every $100).
- Trusted Merchants
- Use eLayaway with participating merchants just as you would any other payment option.
- NO RISK
- You have the right to cancel any purchase and will receive a refund less a $25 cancellation fee.
- Security and Identity Protection
- eLayaway has partnered with trusted experts like HSBC, ControlScan and IDology to ensure the security and integrity of every transaction. Identity verification measures are integrated into the eLayaway system to prevent fraudulent purchases.
- Credit reporting to FICO
- NEW! With eLayaway Advantage™ you can improve your FICO Expansion Score using eLayaway. Details here.
